Share Rates

Share Rates

Term	Rate	Annual Percentage Yield
Regular Share Account	.05%	.05%
Share Draft Account	.01%	.01%

Minimum Balance Shares - $100
Dividends are posted monthly.
Rates currently in effect, subject to change at any time without prior notice.

Money Markets

Term	Rate	Annual Percentage Yield
Money Market Share Account	.10%	.10%

Minimum Balance Money Market Savings - $250
Dividends are posted monthly.
Rates currently in effect, subject to change at any time without prior notice.

Share Certificates $1000 - $49,999

Term	Rate	Annual Percentage Yield
90 days to 6 months	.10%	.10%
6 months to 1 year	.10%	.10%
1 Year	.15%	.15%
18 months	.20%	.20%
2 years	.25%	.25%
3 years	.30%	.30%

Minimum Balance Share Certificates - $ 1,000
Dividends are posted monthly.
Rates currently in effect, subject to change at any time without prior notice.

Share Certificates $50,000 and above

Term	Rate	Annual Percentage Yield
90 days to 6 months	.15%	.15%
6 months to 1 year	.15%	.15%
1 Year	.20%	.20%
18 months	.25%	.25%
2 years	0,30%	0.30%
3 years	0.35%	0.35%

Minimum Balance Share Certificates - $50,000
Dividends are posted monthly.
Rates currently in effect, subject to change at any time without prior notice.